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Travel insurance options include five main choices: trip cancellation and interruption, medical, evacuation, baggage, and flight insurance.
Supplemental policies can be added to cover specific concerns, such as identity theft or political evacuation. The various types are usually sold in some combination — rather than buying only baggage, medical, or cancellation insurance, you’ll usually purchase a package that includes most or all of them.
Comprehensive insurance covers all of the above (plus expenses incurred if your trip is delayed, if you miss your flight, or if your tour company changes your itinerary).
As you weigh your options, consider the relative importance to you of each type of coverage. Learn more
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